Sell A House in Foreclosure In New Jersey
No Commissions | No Repairs | No Showings | No Hassle
Get Your Free, No Pressure, As-Is Cash Offer Started Below
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Behind on Payments? Your Options (Fast Overview)
We’ll walk you through every route, and if selling is best for you, we’ll make it simple and fast.
Reinstate the loan (bring payments current + fees).
Loan modification / repayment plan / forbearance with your servicer. (Servicers generally can’t start foreclosure until you’re 120+ days delinquent; act early.)
Short sale (sell for less than owed with lender approval). NJ servicers must consider good-faith short-sale offers.
Sell as-is for cash (we close before auction; we pay off liens/arrears from proceeds).
Deed in lieu (turn over title to the lender).
Chapter 13 bankruptcy (may stop the sale and cure arrears over time—ask your attorney).
We’re not a law firm. We coordinate with your attorney and title company to keep the sale compliant and on schedule.
Sell Your Home To A Local HomeBuyer Today!
See what our past customers have to say about working with us!
Andy
I had an amazing experience selling my property to this company. The process was simple, quick and the offer was great! I would highly recommend their services. They are honest, transparent, cordial and professional. I would definitely do business with them again.
Kayla
It was a pleasure working with John. He was very professional and knowledgeable. He was able to answer all my questions and made the process seem effortless. Thank you!
David
John was great to work with. He was patient, helpful, and available whenever I called. He helped my mother get out of her old house, and with the money she made from the sale, she moved closer to her grandson and got a great apartment.
How Our NJ Foreclosure Sale Works (3 Steps)
We’ll know very quickly if we can help you, and unlike selling through an agent, you don’t have to wait to see if the buyer can get financing… we’re ready to buy right now!
1
Get A Cash Offer
Avoid dealing with months of uncertainty. Fill out our form & get an offer in 24 hours.
2
Sit Back and Relax
You don’t have to clean, repair anything. Sell your house as-is.
3
Receive Your Check
Choose the date to close that works best for you and sell when you need to.
Sell A House in Probate, Quickly and Easily
Get Your Offer Started Today!
Have a Sheriff Sale Date?
You may be able to request up to two adjournments of up to 30 days each (homeowner/debtor), giving you time to close your sale and stop the auction.
We’ll align the contract, title work, and closing funds to pay off the loan before the rescheduled date.
Advice For Home Owners in Foreclosure
Some sellers may be looking for a more convenient option to sell their home and we can help. We have helped many by buying their home in its current condition.
NJ Foreclosure Timeline — Quick Primer
- Notice of Intention to Foreclose (NOI): Lender must send a written 30-day notice before filing.
- Foreclosure complaint & lis pendens: After 30 days, the lender can file in Superior Court; a lis pendens is recorded. Homeowner generally has 35 days to answer.
- Mediation: NJ offers a Foreclosure Mediation Program through the courts; ask early.
- Final judgment & sheriff sale: If not resolved, judgment enters and a sale is scheduled. Homeowners can often adjourn twice (see above).
- After the sale: There’s typically a 10-day period to redeem (pay full judgment/costs) or object to the sale; then the sheriff issues the deed.
We Handle the Foreclosure Headaches
- Arrears, late fees, legal fees — paid at closing from proceeds
- Municipal liens, code issues, taxes, HOA — coordinated with title
- Judgments & payoffs — we work the payoff letters and closing docs
- Vacant or occupied — tenants/relocation solutions; discreet access
- No repairs or cleanout — take what you want, leave the rest
Need Help with an House In Foreclosure? We’re Here for You
Your Trusted Home Buyer
Who is the Best Buyer of Homes in Foreclosure?
There are many “we buy houses” cash companies on the market – so what makes us different?
We do not identify as another “we buy properties in foreclosure” company. We identify as a professional real estate solutions provider and redevelopment company. Our business model is centered around three very important and uncompromising principles: people, service, & integrity.
Zack K - Cranford, NJ
"I had the pleasure of working with John and I would definitely recommend doing business with this company. Their knowledge and expertise made working with them easy and I was satisfied with my experience from beginning to end."
FAQ — Selling a Home in Foreclosure (New Jersey)
Yes. You can sell any time before the sheriff sale (and sometimes while a sale is adjourned). We line up payoff letters, clear title, and close before the auction date.
You may request up to two adjournments, up to 30 days each, from the county sheriff. We’ll use that time to close so the lender is paid at settlement.
NJ usually provides a 10-day window to redeem (pay full judgment/costs) or object to the sale. After that, the sheriff issues the deed.
No. We buy as-is; you can take what you want and leave the rest. We handle donation and disposal after closing.
At closing, the loan is paid off (or settled if short sale approved), which stops the foreclosure case and further charges on that loan. (Your attorney/title will confirm exact figures and releases.)
If your sale pays the debt in full, there’s no deficiency. When a deficiency remains after a sheriff sale, lenders must sue separately within 3 months to collect. Your attorney can explain defenses and options.
Yes—mediation through the NJ Courts, loan mods, reinstatement, repayment plans, or bankruptcy (speak with a lawyer).
It’s a written notice your lender must mail before filing a foreclosure complaint. It gives you at least 30 days to review options (reinstatement, modification, sale) before the court case starts.
A lis pendens is a public notice that a foreclosure lawsuit has been filed. After you’re served with the complaint, you generally have 35 days to file an answer or seek help like mediation.
Yes. Homeowners can typically request up to two adjournments, each up to 30 days. Many sellers use this time to close an as-is cash sale and pay off the loan before the new date.
Following the sale, there is usually a 10-day window to redeem by paying the full judgment and costs or to object to the sale. If no action is taken, the sale is confirmed and the deed issues.
Cash For Your House Facing Foreclosure
Any Condition
We buy houses AS-IS, as it stands, where it stands, no matter the condition. We have seen it all, we've done it all. We're not here to judge, we're simply here to offer you cash for your house and close as quickly as you need.
Any Situation
If a fast cash sale of your house can help you out, we are able, willing, and capable to buy your house in cash no matter the situation you're dealing with.
"John is amazing! He gets the job done and I recommend him to everyone!! Very knowledgeable, and his expertise is invaluable! Great experience !!!"
Mona Steel - Cranford, NJ
Cleanup On a Foreclosure Home Isn’t Required – But We Can Help Guide You
Take What You Want, Leave The Rest!
Many sellers think they must go through an extensive cleanup process before selling. Not true. Our process skips all of that.
We buy houses as-is, which means there is no need to clean or make any repairs. All you have to do is request an offer from us by clicking the button below and we will make you an all-cash offer without any obligation to accept whatsoever. No cleaning, no repairs, no hassle, no headache.
Simple, Fast, Easy.
We Buy All Types of Homes in Foreclosure – No Judgment, No Hassle
We’re a trusted team with experience, patience, and understanding for even the most challenging situations.
No need to clean
No need to fix anything
No walk-throughs or agents
No judgment
NJ Foreclosure: Timeline, Options & Special Situations
Notice of Intention to Foreclose (NOI) — What It Means
Before a lender can file a foreclosure complaint in New Jersey, it must send a Notice of Intention to Foreclose giving you at least 30 days’ advance notice (by regular and certified mail). The NOI can’t be sent more than 180 days before the filing, and it must include specific disclosures.
Lis Pendens NJ & Your Right to Answer (35 Days)
After the complaint is filed, the lender typically records a lis pendens (public notice of the lawsuit). Once you’re served, you generally have 35 days to file an answer. This is also when to request help like Foreclosure Mediation if you qualify.
Foreclosure Timeline NJ — From NOI to Sheriff Sale
Most residential loans can’t even reach the first legal notice/filing until you’re 120+ days delinquent under federal servicing rules. In New Jersey’s judicial process, timelines vary by case, but common milestones include: NOI → complaint/lis pendens → answer/mediation → judgment → sheriff sale. Acting early expands options (modification, reinstatement, short sale, or sell as-is for cash).
Sheriff Sale Adjournment NJ — Buying Time to Close
If a sheriff sale is scheduled, homeowners can usually request up to two adjournments, up to 30 days each (statutory). We’ll align your cash sale and title work to close during the adjournment window and pay off the loan before the auction.
10-Day Redemption & Objection After Sale
If a sale occurs, there’s typically a 10-day window to redeem (pay the full judgment/costs) or object to the sale under the court rules. Courts then decide whether to confirm the sale.
Deficiency Judgment NJ — If Payoff Falls Short
If a sheriff sale price doesn’t cover the judgment, the lender must file a separate deficiency lawsuit within 3 months (or 3 months after confirmation, where required). Ask your attorney about defenses and settlement options.
Audience-Specific Situations (We Tailor the Plan)
Behind on Mortgage NJ — Early Options
If you’re early in delinquency, we’ll help you map options: reinstatement, loan modification, repayment plan, or a fast as-is sale. Remember, federal rules delay the first foreclosure filing until you’re 120+ days late—use that time wisely.
Out-of-State Owner in Foreclosure
Not local? We coordinate everything remotely—secure document exchange, e-sign, mobile notary where available—and work directly with your attorney and title. You pick the closing date; we handle payoffs, liens, and arrears at settlement.
Landlord Foreclosure NJ — Tenants & Access
We buy tenant-occupied properties. We’ll coordinate discreet access, communicate timelines, and (if needed) plan cash-for-keys after closing—so you can sell as-is without navigating repairs or public showings.
Code Violations & Municipal Liens
You can still sell with code issues, fines, or municipal liens. We work with title to order payoff letters and clear items at or before closing, so you’re not juggling contractors or inspections.
Get Your Offer Now!
We Offer a Stress-Free Solution
We will do our best to bring you an offer that works! We will handle everything so you don’t have to! Remember, it’s 100% FREE and never any obligation to accept. Fill out the form below and get your offer started!
Foreclosure Home Buyer Near Me
We buy houses and work with home sellers across the country. To learn more, find a cash home buyer near me.